Get an additional $3M or more as a tax-free lump sum. Disability insurance is one of those things most of us don’t often think about. But, for doctors especially, there are particularly good reasons to consider it carefully. The specifics of what doctors do and what could constitute disability in their line of work, combined
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Are Caps on Non-Economic Damages a Thing of the Past?
On Thursday, March 13th, Florida became the latest in a growing list of states whose supreme courts have struck down caps on non-economic damages. In Florida’s case the court argued in a 5-2 ruling that the caps “arbitrarily” and “illogically” limited damages, particularly in cases where there are multiple claimants. The court found that by having
READ MOREMedical Malpractice Stress Syndrome
As we’ve previously talked about here, the unfortunate reality is that a lifetime spent in medicine most likely means facing at least one medical malpractice lawsuit. According to a frequently cited 2011 New England Journal of Medicine article, authored by a group of respected Harvard researches, a physician in a low risk specialty has a more than
READ MORESpotlight: Risk Avoidance for Hospitalists
Hospitalists: Their Role and Who They Are Over the past couple of decades, and increasingly moreso recently, hospitalists have come to play an important role in the health care community. While there have always been doctors who worked primarily in hospitals, the position has only recently come into its own as a unique and increasingly
READ MOREGot BOP?
In our newest blog post, we break out the Business Owner’s Policy. One of our goals at eQuoteMD is to help doctors and medical professionals think about the kinds of routine challenges and decisions they have to face every day, not just in terms of medical malpractice insurance, but in the broader course of a
READ MOREA Medical Malpractice Reform Roundup
Despite then Senator Barack Obama’s support for medical malpractice reform in 2006, when he co-authored an article for the New England Journal of Medicine with Hillary Clinton highlighting its importance, the healthcare reform bill that we ended up with does little to nothing to address malpractice reform. On one hand, that is frustrating to many of us
READ MOREDefensive Medicine: Arbitration, Is it Feasible?
Over the past several weeks here at eQuoteMD we’ve been taking a look at the issue of defensive medicine, defined as the practice of ordering medical tests, procedures, or consultations of doubtful clinical value in order to protect the prescribing physician from malpractice suits. In other words, defensive medicine describes the result of the feeling that many
READ MOREDefensive Medicine: Is Apologizing the Answer?
Over the last few weeks we’ve been considering the problem of doctor’s feeling pressured to practice defensive medicine and the costs associated with that as well as some of the proposals that have been made to combat these problems. As we’ve noted in previous articles simply put defensive medicine is the practice of ordering medical tests, procedures,
READ MOREDefensive Medicine: Safe Harbors as a Solution
Today’s is the third post in our ongoing series on defensive medicine, its costs, and measures that have been proposed to combat it. In the first post we introduced defensive medicine, defined as the practice of ordering medical tests, procedures, or consultations of doubtful clinical value in order to protect the prescribing physician from malpractice suits. We also reviewed
READ MOREDefensive Medicine: Are Patient Compensation Systems the Answer?
In this series we are looking at defensive medicine, or “the practice of ordering medical tests, procedures, or consultations of doubtful clinical value in order to protect the prescribing physician from malpractice suits.” In our last post we considered the cost of defensive medicine and the most commonly proposed solution, tort reform. With surveys showing that 70% to
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