In this blog post, we make sense of Occurrence Policies and Claims-Made Policies. We also clarify Tail Coverage and Nose Coverage. Occurrence Policies Occurrence policies represent the broadest and most thorough form of medical malpractice insurance available; this, of course, also means that occurrence policies tend to have the highest premiums. Under an occurrence policy,
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Medical Malpractice 101 – The Value of Medical Malpractice Insurance
What is medical malpractice? What is negligence? Why do you, as a medical professional, need to be insured against these things? In this series of articles we’ll take up these questions and more and offer you a road map to navigating the world of medical professional liability (malpractice) insurance. Differentiating Medical Malpractice and Negligence
READ MOREThe State of Disclosure
A surgeon at a St. Louis hospital performed a “right-sided craniotomy procedure,” when instead he should have performed a “left-sided craniotomy bypass” in April 2013. A wrong-sided surgery that left the 54-year old patient crippled and dependent on around-the-clock care. The correct surgery was performed six days later but the damage was done. The surgeon,
READ MOREeQuoteMD Hits Sales Milestone in Number of Physicians Served
A unique, dedicated broker service helps physicians find medical malpractice insurance. As an online service providing quotes for medical malpractice insurance to physicians, eQuoteMD has achieved a milestone in both the number of physicians served and total premium volume sold. The website, launched only two years ago, has helped thousands of physicians with quotes, policy comparisons,
READ MOREWhat Your Medical Malpractice Insurance Policy May Not Cover
Physicians buy medical malpractice insurance to give them peace of mind. Most hope they will never have to use it, but they know it’s there to protect their practice and personal assets if a lawsuit should arise. But did you know that physicians face many risks that may not be covered by a malpractice insurance
READ MOREFive Things to Know Before Purchasing a Medical Malpractice Insurance Policy
Medical malpractice insurance policies are all about details. This type of insurance, possibly more than any other, requires a physician, office manager or insurance broker who fully understands the product when compared to a simpler product such as life insurance. Knowing some of the finer details of medical malpractice insurance can not only keep your premiums lower, but
READ MOREPhysician Shortage Puts Pressure on U.S. Healthcare System
A waiting room at a doctor’s office is full of patients. The Nurse Practitioner on vacation this week, the office manager squeezes in several unscheduled patients before Noon followed by a lunch meeting with the malpractice insurance broker. Meanwhile a pharmaceutical rep hovers in the hallway waiting for a signature, and the current patient in room
READ MOREWhat’s Next on the Affordable Care Act Timeline?
Your opinion of the Affordable Care Act (ACA) probably depends on what role you play in the U.S. healthcare system. Physicians and other healthcare providers seem to fear each and every new provision as it’s unveiled and are anxious about how to implement the requirements placed upon them. Hospitals are trying to stay ahead of the game
READ MORE4 Easy Steps for Physicians Applying for Malpractice Insurance
Admit it. Applying for medical malpractice insurance isn’t the most enthralling of chores a physician must complete each year. In fact, it can be quite a burdensome to those with limited amounts of time. Organization is key, and becomes quite helpful in limiting the amount of time consumed in the shopping and application process. Here
READ MORE8 Files Physicians Should Never Throw Away
As a new physician getting ready to start your career, you may be wondering, “How do I deal with all of the details and paperwork related to my medical malpractice insurance?” Yes, this important coverage can be confusing, but your qualified insurance specialist is always there to help. Organization is the key – making sure all
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