General Surgery Medical Malpractice Insurance

In today’s highly litigious society, physicians who perform surgery are at a higher risk of being implicated in a medical malpractice lawsuit. Doctors who specialize in general surgery are no exception. General surgeons will usually experience lower medical malpractice insurance premiums than cardiovascular surgeons or neurosurgeons for example, the cost for coverage of general surgery can still be high. According to the American Medical Association, today roughly 5% of physicians classify themselves as general surgeons.

High risk specialties can save on expensive insurance premiums.

Request a no-obligation medical malpractice insurance quote for general surgery today. Access multiple medical malpractice insurance quotes from several ”A“ rated companies in your state of practice. Start saving today!

Get a Quote

Statistics for Surgeon Medical Malpractice

  • Almost 50% of malpractice claims that go to trial involve a surgeon.
  • According to the National Practitioner Data Bank, there are between 4,000 to 5,000 surgery related medical malpractice payouts every year.
  • The current mean surgery related medical malpractice payout in the United States is $222,285, up from $172,172 in the 1990’s.
  • There is an average delay of 5.56 years between the surgery that leads to a claim and a payout of said claim.

Medical Malpractice Liability Limits for General Surgeons

The limits of liability for general surgeons varies from state-to-state. $1,000,000/$3,000,000 limits are common in most states, but it is important to find out what your state requirements are before purchasing coverage. The eQuoteMD representatives can help you choose the best limits for you depending on your state, practice, and hospital affiliations.

Prior Acts/Retroactive Coverage for General Surgery

Most general surgery medical malpractice insurance policies can include coverage for prior acts. This means surgeons do not have to purchase tail coverage from their previous insurance company when making a change. Every situation is different, and there are cases where it is not necessary to purchase retroactive coverage, such as physicians new to practice coming out of residency or a fellowship program, physicians previously covered by an occurrence policy, or physicians employed by a hospital or group where a tail has been purchased.

General Surgeon’s Workload to Increase

Many studies today suggest the workload for general surgeons will continue to incrementally increase until 2020. Primarily, there has been a decrease in general surgeons per 100,000 citizens in the United States in the last 25 years. Some estimates based on the U.S. Bureau of Labor Statistics’ numbers suggest that the ratio of general surgeons per 100,000 residents has dropped nearly 25% since the 1980’s. Coupled with this fact is the increasing age of the population. As the baby boomers age, they will require an increased amount of medical attention. One study concludes that the workload of general surgeons will increase another 15% in the next 10 years.

Applying for General Surgery Medical Malpractice Insurance

Due to the high premiums surgical physician classes experience with their medical malpractice insurance coverage, it is important to find the lowest premiums while still having adequate and secure coverage. The physician is ultimately responsible to ensure their practice is protected. General surgeons applying for medical malpractice insurance must completely disclose the full scope of procedures they will perform during an insurance policy period. Additionally, the number of procedures and the proportion of their time performing them must be relatively accurate on the application.

If the type or amount of procedures general surgeons perform dramatically changes during a policy period, they must let their insurance company know. Your personal independent broker will ensure your coverage has been changed accordingly and that you are able to maintain adequate coverage for your medical practice.

Start Saving Now!

Fill out the form below to request your free, no-obligation quotes or call us toll-free at
(855) 857−8746 today.

Why Choose eQuoteMD™ to Obtain Lower Premiums for Medical Malpractice Insurance for your Practice?

  • Mutiple Rate Quotes

    Compare quotes between multiple companies with specialties to find the lowest medical malpractice insurance rate.

  • Tail Coverage Policies

    Searching for tail coverage without the expensive cost? "Stand Alone" tail policies available at affordable rates.

  • Average Savings over 20%

    Physicians all over the United States have saved money on their medical malpractice insurance premiums.

  • Every Specialty & Facility

    eQuoteMD™ can find new lower rates for every type of healthcare provider.

  • Quality Coverage Guaranteed

    No physician is turned away, regardless of their malpractice claims history. Obtain affordable coverage. Guaranteed.

  • Discounts Available

    Access dozens of discounts that can be offered and consistently secure the lowest rates available for physicians.

  • Personalized Service

    Our specialists are friendly, courteous and experienced. Receive the best advice and specifically tailored coverage for your practice's unique needs.

  • New to Practice

    No problem. First year physicians can obtain coverage and receive up to a 75% discount on their premiums.

  • Occurence or Claims-Made

    physicians may choose between occurrence or claims-made coverage malpractice polices.

  • Top Rated Companies

    eQuoteMD™ has established the largest network of A.M. Best's “A+” rated medical professional liability insurance companies to choose from.