In Colorado, there are four major carriers that dominate the medical malpractice insurance market, comprising over 90% of the available market. The biggest of the four carriers is COPIC, insuring around 50% of Colorado physicians. While these big carriers own the bulk of the Colorado medical malpractice insurance market, there are constantly new opportunities opening up with smaller carriers. Careful evaluation and consultation with reputable resources that have access to these new carriers can open up doors to quotes, knowledge you need, and cost saving measures.
In 1998, Colorado General Assembly mandated that physicians licensed in the state of Colorado must maintain professional liability insurance at certain levels. That mandate was updated in 1990 and again in July of 2010. At this time, under HB10-1260, licensed physicians are required to carry malpractice insurance with no less than $1M per incident and $3M aggregate per policy period (1 yr) limits.
While the four big carriers noted above own the bulk of the Colorado medical malpractice insurance market, there are constantly new opportunities opening up with smaller carriers. Careful evaluation and consultation with reputable resources that have access to these new carriers can open up doors to quotes, knowledge you need, and cost saving measures.
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