Hawaii Medical Malpractice Insurance Primer

The Basics

  • Total number of primary care physicians as of 2014: 1,764
  • Total number of specialist physicians: 1,881
  • Number of active insurance companies as of 2013: 61

Tort Reform

Hawaii does not have a specific cap on non-economic damage awards in a medical malpractice case. There is a $375,000 cap on awards for pain and suffering in any tort case, medical malpractice or otherwise, however pain and suffering is defined as a subset of non-economic damages under Hawaii law with the result that other types of non-economic damages such as disfigurement, loss of enjoyment of life, etc. are not subject to the $375,000 cap. Likewise, as in most states, economic and punitive damages are not capped.

In addition to the rather limited caps mentioned above, Hawaii also requires that all malpractice cases be either filed with a review panel or submitted to non-binding arbitration prior to being heard in court. The review panel makes a determination with regard to both negligence and damages, however their decision, like that of the arbitrator, is non-binding and not admissible in court should either party choose to pursue the matter to trial.

b34c6e26f7e67d43_640_hawaii

Statute of Limitations

Hawaii has a basic two year statute of limitations with a six year statute of repose. This means that a claimant must bring a case within two years of the alleged malpractice or when the alleged malpractice was discovered (or reasonably should have been discovered assuming due diligence). However, no case may be brought more than six years after the date of the alleged injury, regardless of the date of discovery.

Exceptions to the above are:

  • Minors under ten have up to six years or until their tenth birthday to have a claim filed, whichever is longer.
  • In the case of an injury to a minor that could not have been discovered the statute of limitations is tolled, or paused, until the injury becomes discoverable.
  • In cases of mental incompetence or imprisonment the statute of limitations is tolled until the disability is removed.
  • The statute of limitations is tolled in cases of fraud or concealment on the part of the defendant until the date of discovery of the injury.

Coverage for all medical specialties in Hawaii.

Start now by requesting your no-obligation medical malpractice insurance quote. Lower premiums and access to “A++” rated companies are only a few clicks away.

Summary of the Hawaii Medical Malpractice Insurance Market

Historically Hawaii has tended toward relatively high malpractice insurance premiums; however, in the last few years payouts have decreased somewhat, stabilizing premiums. At the same time the number of competing insurers has grown steadily for about the last ten years. Finally, while not successful yet tort reform measures that would both broaden and lower caps on non-economic damages have been pursued and even passed one branch of the legislature in recent years. It’s likely that similar efforts will be taken up again in the future. At this point the risk environment and thus the financial outlook for medical professional liability insurance in Hawaii appears to be stable at least, with a good possibility of improvement in the near future.

Start Saving Now!

Fill out the form below to request your free, no-obligation quotes or call us toll-free at
(855) 857−8746 today.


  • We promise, your information is kept safe as we will never sell your information to any third parties.

  • This field is for validation purposes and should be left unchanged.

We promise, your information is kept safe as we will never sell your information to any third parties.

We are unfortunately unable to provide insurance for individual NPs, PAs, MAs, Technicians, Therapists and students.

Privacy Policy by TRUSTe

Why Choose eQuoteMD™ to Obtain Lower Premiums for Medical Malpractice Insurance in ?

  • Mutiple Rate Quotes

    Compare quotes between multiple companies in to find the lowest medical malpractice insurance rate.

  • Tail Coverage Policies

    Searching for tail coverage without the expensive cost? "Stand Alone" tail policies available at affordable rates.

  • Average Savings over 20%

    Physicians all over have saved money on their medical malpractice insurance premiums.

  • Every Specialty & Facility

    eQuoteMD™ can find new lower rates for every type of healthcare provider within the state of .

  • Quality Coverage Guaranteed

    No physician is turned away, regardless of their malpractice claims history. Obtain affordable coverage. Guaranteed.

  • Discounts Available

    Access dozens of discounts that can be offered and consistently secure the lowest rates available for physicians.

  • Personalized Service

    Our specialists are friendly, courteous and experienced. Receive the best advice and specifically tailored coverage for your practice's unique needs.

  • New to Practice

    No problem. First year physicians can obtain coverage and receive up to a 75% discount on their premiums.

  • Occurence or Claims-Made

    physicians may choose between occurrence or claims-made coverage malpractice polices.

  • Top Rated Companies

    eQuoteMD™ has established the largest network of A.M. Best's “A+” rated state licensed medical professional liability insurance companies to choose from.