South Dakota Medical Malpractice Insurance

The Basics

  • 3 companies comprise 75% of the market.
  • 74 companies totaling $16,845,380 in direct written premium.
  • Number of Physicians: 1,874.
  • Population of South Dakota 2012: 833,354.

Tort Reform

South Dakota has a $500,000 cap on malpractice awards for non-economic damages such as pain and suffering. There is no cap for economic damages, which would include lost wages and medical expenses. Another type of limitation in malpractice suits is South Dakota’s periodic payment rule, which allows a judge to order installment payments in cases where there are over $200,000 in future damages rather than requiring that it be paid as a lump sum. South Dakota also uses a comparative fault rule where the damages can be reduced if the plaintiff is found to be partially at fault. In those cases the award is reduced by a percentage of fault determined by the jury.


Statute of Limitations

A patient has 2 years from the date of the incident to file a medical malpractice claim in South Dakota. As with most states there are some exceptions to this rule. In the case of minors, the statute of limitations is extended to one year after the patient’s 18th birthday.

Liability Limits

South Dakota, like most states, does not have legally mandated minimum limits of liability coverage a doctor must carry. However, with non-economic damage awards that can be as much as $500,000 in addition to compensatory damages and punitive damages, it is advisable for most doctors to have standard $1M/$3M coverage limits.

Coverage for all medical specialties in South Dakota.

Start now by requesting your no-obligation medical malpractice insurance quote. Lower premiums and access to “A++” rated companies are only a few clicks away.

Get a Quote

Summary of the South Dakota Medical Malpractice Insurance Market

Overall South Dakota is one of the most favorable states for physicians practicing medicine. The frequency and severity of medical malpractice claims is relatively low and remains stable. Although the medical malpractice insurance market in South Dakota is dominated by one large carrier, physicians do have choices for coverage and premiums are lower there than average. With significant medical malpractice reforms in place this environment should continue over the next few years.

Start Saving Now!

Fill out the form below to request your free, no-obligation quotes or call us toll-free at
(855) 857−8746 today.

We promise, your information is kept safe as we will never sell your information to any third parties.

We are unfortunately unable to provide insurance for individual NPs, PAs, MAs, Technicians, Therapists and students.

Privacy Policy by TRUSTe

Why Choose eQuoteMD™ to Obtain Lower Premiums for Medical Malpractice Insurance in ?

  • Mutiple Rate Quotes

    Compare quotes between multiple companies in to find the lowest medical malpractice insurance rate.

  • Tail Coverage Policies

    Searching for tail coverage without the expensive cost? "Stand Alone" tail policies available at affordable rates.

  • Average Savings over 20%

    Physicians all over have saved money on their medical malpractice insurance premiums.

  • Every Specialty & Facility

    eQuoteMD™ can find new lower rates for every type of healthcare provider within the state of .

  • Quality Coverage Guaranteed

    No physician is turned away, regardless of their malpractice claims history. Obtain affordable coverage. Guaranteed.

  • Discounts Available

    Access dozens of discounts that can be offered and consistently secure the lowest rates available for physicians.

  • Personalized Service

    Our specialists are friendly, courteous and experienced. Receive the best advice and specifically tailored coverage for your practice's unique needs.

  • New to Practice

    No problem. First year physicians can obtain coverage and receive up to a 75% discount on their premiums.

  • Occurence or Claims-Made

    physicians may choose between occurrence or claims-made coverage malpractice polices.

  • Top Rated Companies

    eQuoteMD™ has established the largest network of A.M. Best's “A+” rated state licensed medical professional liability insurance companies to choose from.