Washington Medical Malpractice Insurance

The Basics

  • 1 company comprises more than 50% of the market
  • 3 companies comprise approximately 70% of the market
  • Number of Physicians: 19,598
  • Number of Medical Malpractice Claims between 2009 and 2013
    • Commercial Insurance Companies – 3,211
    • Self-Insured Entities – 1,857
    • Risk Retention Groups – 243

Tort Reform

In 1989 the Supreme Court of Washington determined that a cap on non-economic damages such as pain and suffering is unconstitutional. Currently there is no limit in any category and no patient compensation fund. There is a mandatory arbitration process for medical malpractice suits, but it cannot interfere with a person’s right to trial by jury. 56516447fefe89da_640_seattle

Statue of Limitations

In Washington a claimant has 3 years from the time of the alleged incident causing an injury, or 1 year from the date he or she knew or should have known about the injury to file a medical malpractice suit up to a maximum of 8 years from the date of the incident. There is an exception for minors that gives the minor until the age of 18 to file a suit.

Carriers

While there are 3 main companies writing most of the malpractice insurance coverage for physicians in Washington, there are plenty of other options. Because of the stability of the market there are many highly rated insurance companies with competitive rates offering policies in the state.

Coverage for all medical specialties in Washington.

Start now by requesting your no-obligation medical malpractice insurance quote. Lower premiums and access to “A++” rated companies are only a few clicks away.

Summary of the Washington Medical Malpractice Insurance Market

Following a challenging market in the early 2000s, Washington’s medical malpractice insurance market began to stabilize around 2005. Since that time insurance premiums have trended downward to a point that is comparable to the market in most states currently. Rates are stable, claims are down, and there is competition in the market giving physicians and surgeons plenty of options for coverage at affordable rates with highly rated companies. According to the Office of the Insurance Commissioner medical malpractice insurance companies have been profitable in the last several years but they have seen a slight uptick in losses in 2013. Overall claim frequency and severity is still low but the OIC is keeping a close eye on claims in 2014.

Start Saving Now!

Fill out the form below to request your free, no-obligation quotes or call us toll-free at
(855) 857−8746 today.


  • We promise, your information is kept safe as we will never sell your information to any third parties.

  • This field is for validation purposes and should be left unchanged.

We promise, your information is kept safe as we will never sell your information to any third parties.

We are unfortunately unable to provide insurance for individual NPs, PAs, MAs, Technicians, Therapists and students.

Privacy Policy by TRUSTe

Why Choose eQuoteMD™ to Obtain Lower Premiums for Medical Malpractice Insurance in ?

  • Mutiple Rate Quotes

    Compare quotes between multiple companies in to find the lowest medical malpractice insurance rate.

  • Tail Coverage Policies

    Searching for tail coverage without the expensive cost? "Stand Alone" tail policies available at affordable rates.

  • Average Savings over 20%

    Physicians all over have saved money on their medical malpractice insurance premiums.

  • Every Specialty & Facility

    eQuoteMD™ can find new lower rates for every type of healthcare provider within the state of .

  • Quality Coverage Guaranteed

    No physician is turned away, regardless of their malpractice claims history. Obtain affordable coverage. Guaranteed.

  • Discounts Available

    Access dozens of discounts that can be offered and consistently secure the lowest rates available for physicians.

  • Personalized Service

    Our specialists are friendly, courteous and experienced. Receive the best advice and specifically tailored coverage for your practice's unique needs.

  • New to Practice

    No problem. First year physicians can obtain coverage and receive up to a 75% discount on their premiums.

  • Occurence or Claims-Made

    physicians may choose between occurrence or claims-made coverage malpractice polices.

  • Top Rated Companies

    eQuoteMD™ has established the largest network of A.M. Best's “A+” rated state licensed medical professional liability insurance companies to choose from.