Medical Malpractice Insurance policies can be confusing, and most allied healthcare providers are unsure whether to get an Occurrence or a Claims Made policy. The answer to this question really depends on your employer, your employment status, and your future career plans. First, a definition of each type of policy may be helpful: Claims-made Coverage
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How to decide what kind of medical malpractice insurance policy is right for you
Choosing your medical malpractice policy may seem dull, but it can be one of the most important career decisions you make. When even frivolous lawsuits can cost tens of thousands of dollars to defend yourself against malpractice suits, and awards can cost you even more staggering sums, insurance is an essential factor in your financial
READ MOREKnow Your Limits: Understanding Medical Malpractice Coverage Limits
Premium prices are always important when deciding on medical malpractice insurance, but have you also considered your policy’s coverage limits? The coverage limit is the part of your policy that states the maximum dollar amount that your insurance company is willing to cover in losses. It is important to consider these limits when choosing a
READ MORE14 Terms Everyone Looking for Medical Malpractice Insurance Should Know
Medical Professional Liability Insurance (MPLI) – Starting with the fundamentals, this is the technical name for what is commonly referred to as Medical Malpractice Insurance. It is liability coverage particularly tailored to the needs of medical professionals. Claims Made Policy – A type of MPLI policy in which a claim is covered only if the
READ MORE5 Medical Malpractice Facts You Should Know
As experts in the field of medical malpractice insurance solutions we here at eQuoteMD frequently hear a handful of the same questions and misconceptions voiced by our clients, and in the broader media. So we thought we’d take this opportunity to share a few facts about medical malpractice and malpractice insurance that may surprise you.
READ MOREWhat About Tail Coverage?
What Is It? Many healthcare professionals have questions about what medical malpractice tail coverage is and when it is necessary to have it. A simple definition of tail coverage or extended reporting endorsement is: A malpractice insurance rider or supplement to a claims-made policy that provides coverage for an incident that occurred while the insurance
READ MOREWhat Types of Medical Malpractice Coverages are Available?
Physicians work very hard to achieve success in their profession. Years of education and training, sacrifices of personal and family time, and long work hours are absolute requirements for a career in medicine. Providers need to protect their reputations, practices, and personal assets by purchasing medical professional liability – medical malpractice – insurance. But to
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