Orthopedic surgeons dedicate their lives to helping others regain mobility, improve quality of life, and recover from injuries or chronic conditions. Like other medical professionals, they take great care in their work. However, mistakes, misunderstandings, or unexpected outcomes can still occur, leaving surgeons vulnerable to lawsuits. This is where medical malpractice insurance—and particularly tail malpractice
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An Introduction To Medical Liability Insurance
Medical liability insurance, also known as medical malpractice insurance, is a type of insurance that is purchased to protect physicians or healthcare institutions from liability (financial risks) of practicing medicine. Insurance is a complex subject and understanding the vocabulary, structure, and claim process of medical liability insurance can be highly complicated. However, having professional liability
READ MOREWhat Does Medical Liability Insurance Cover?
Understanding medical liability insurance isn’t as complicated as people may think. There are unique aspects of the policies that make them different from other types of insurance policies, but that doesn’t mean they are more complex. There are really only two types of medical liability insurance policies: Occurrence and Claims Made. There is only one
READ MOREShould Active Duty Military be Allowed to Sue the Military for Malpractice?
Walter Daniel had already experienced his worst nightmare. His wife, Lt. Rebekah Daniel, who served as a nurse in the military, had just died of severe post-partum hemorrhage just two hours after giving birth to their first child. She died in the same naval hospital where she worked as an active-duty nurse. But worse, because
READ MOREMedical Technology Affecting Malpractice Claims?
These are the types of questions that rely on hard data in a court of law. If Charlie’s primary care physician misdiagnoses Charlie’s heart condition, and then refers him to a specialist who suggests a treatment based on the misdiagnoses, both might be liable for the resulting damages, but for different amounts. But could access
READ MOREMedical Malpractice Around the World – How Societies Outside the U.S. Handle Medical Malpractice
Today we discuss a myriad of issues related to medical malpractice issues within the United States. But what’s happening with medical malpractice in other countries? How do their legal issues and their understanding of the responsibility of physicians differ from our own? Let’s look at a few. Medical Malpractice in China While cases in the
READ MORERepublican Led House Quietly Passes Medical Malpractice Reform Bill
House Republicans passed a bill yesterday that would implement several notable tort reform features on a federal level. The bill, H.R. 1215 Protecting Access to Care Act of 2017, passed largely on partisan lines, with the notable exception of 19 centrist and Liberty Caucus Republicans opposing the resolution. The bill would impose a $250,000 cap
READ MOREWhat is the medical malpractice insurance pool and who needs it?
Medical malpractice insurance is a must-have for any health care provider, but what happens when you can’t qualify for this necessary insurance due to a history of malpractice claims? With some of the highest rates of medical malpractice claims in the country, New York state health care providers are at a much greater risk of
READ MOREWhat’s the deal with medical malpractice insurance Risk Retention Groups?
Over the past few years, economic and regulatory forces have incentivized some health care providers to employ more financially austere measures to lower operating costs. Medical malpractice insurance risk retention groups cater to these individuals and organizations. Thanks to lower capital requirements and less regulations at the state level, risk retention groups are able to
READ MOREKnow Your Limits: Understanding Medical Malpractice Coverage Limits
Premium prices are always important when deciding on medical malpractice insurance, but have you also considered your policy’s coverage limits? The coverage limit is the part of your policy that states the maximum dollar amount that your insurance company is willing to cover in losses. It is important to consider these limits when choosing a
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